年収ダウンでも「プチお金持ち」で暮らす法 (PHPエル新書) (Japanese Edition) Book PDF, ePub eBook

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Book Descriptions:
収入は右肩上がりで、入社したら定年まで働くことができる時代は去り、転職も一般的になってきました。また、就職しても、リストラや倒産など、いつ何が起こるかわからない不確実な時代です。かつては収入が年齢とともに増えていくことを前提に、資金設計や住宅ローンの返済計画を立てていましたが、今そんなことをしていると、軌道修正を迫られることになりかねません。不確実な状況のもとで、住宅ローンを返済し、子どもの教育費を支払い、老後の資金のことも考えなければならないのです。でも、出費を見直し、自分でできる範囲のことは全部やったという人も、意外に公的な保障や制度を知らず、必要以上に保険に加入していたり、高い授業料を支払って勉強していたりすることがあるようです。本書は、かつての常識が「非常識」となった今、資金設計やローンの返済方法を見直し、あなたや家族の将来のために再構築するための指針となる一冊です。

年収ダウンでも「プチお金持ち」で暮らす法 (PHPエル新書) (Japanese Edition) by 古鉄 恵美子

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